Malaysia | Melbourne Mercer Global Pension Index : Melbourne Mercer Global Pension Index


Malaysia lg Malaysia



Malaysia’s retirement income system is based on the Employee Provident Fund (EPF) which covers all private sector employees and non-pensionable public sector employees. Under the EPF, some benefits are available to be withdrawn at any time with other benefits preserved for retirement.

The overall index value for the Malaysian system could be increased by:

  • increasing the minimum level of support for the poorest aged individuals
  • raising the level of household saving
  • introducing a requirement that part of the retirement benefit must be taken as an income stream
  • increasing coverage of employees in occupational pension schemes thereby increasing the level of contributions and assets
  • increasing the pension age as life expectancy continues to increase
  • increasing the labour force participation rate at older ages as life expectancies rise.

RRF19921 MMGPI Report 0616 Chart WEB 1000x950 18 MALAYSIA Malaysia


Progressive Results






2016  55.7 40.3 57.1 78.3
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